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Avail Sec 80 C Deductions to Save Tax

Posted By On 7:28 AM Under

One must make use of the all available income tax saving schemes and one of them is using the Section 80C which has replaced the existing Section 88 w.e.f. 1st April, 2006. Section 80CCC on pension scheme contributions was also merged with the above 80C.The point to note is that the total limit under this section is Rs 1 lakh and schemes qualifying are as following:
  • Provident Fund (PF) & Voluntary Provident Fund
  • Public Provident Fund (PPF)
  • Life Insurance Premiums
  • Equity Linked Savings Scheme (ELSS)
  • Home Loan Principal Repayment
  • Stamp Duty and Registration Charges for a home
  • National Savings Certificate (NSC)
  • Infrastructure Bonds
  • Pension Funds
  • 5-Yr bank fixed deposits (Tax Saving)
  • Senior Citizen Savings Scheme 2004 (SCSS)
  • 5-Yr post office time deposit (POTD) scheme
  • NABARD rural bonds
  • Unit linked Insurance Plan
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